About JoyFund
JoyFund turns everyday celebrations - birthdays, weddings, graduations, promotions - into a community health pooling platform that funds safe deliveries and emergency care for vulnerable mothers and elderly people across Cameroon. A project of Durable Impact.
“JoyFund: Strengthening Social Health Protection through Digital Solidarity in Cameroon - a mobile-first platform converting celebration into care.”
“Linked to MTN MoMo and Orange Money, JoyFund settles medical bills directly with partner hospitals - preventing detention over unpaid bills.”
How We're Different
At JoyFund, we've built a platform that turns Cameroon's culture of solidarity into measurable, transparent healthcare impact.
Formal health insurance coverage in Cameroon remains extremely low, and existing subsidy schemes rarely reach the poorest households. Families are left to pay out of pocket - exposing them to catastrophic costs and, too often, forcing a choice between healthcare and basic needs.
At the same time, Cameroonians have strong traditions of mutual aid - community pooling groups, alumni giving, diaspora support - and widespread access to mobile money. JoyFund channels that existing generosity into a structured People's Health Fund.
Every JoyFund campaign you create - for a birthday, a wedding, a graduation, a promotion - adds to a shared, trackable fund that pays hospital bills directly for verified, vulnerable beneficiaries.
Rooted in Community Solidarity
Cameroonians have always pooled resources for each other. JoyFund digitalises this culture of mutual aid into a structured, sustainable People's Health Fund.
Verified, never anonymous
Every beneficiary is identified and vetted by social workers in partnership with hospitals and community structures before a single voucher is issued.
Built for how Cameroon pays
Donations and payouts run on MTN Mobile Money and Orange Money, with vouchers redeemed directly at partner hospitals - no cash, no detours.
How It Started
Hi, I'm Dr. Eric Kepeh Moh - Founder / CEO of Durable Impact and the person behind JoyFund.
Want to know how and why JoyFund started? I'd love to fill you in.
For years, I watched the same story repeat itself across hospitals in Cameroon: a mother arrives in labour, the family scrambles for cash, and a delay of even a few hours can mean the difference between life and death. Meanwhile, every week, someone in our community is celebrating a birthday, a wedding, a graduation, a promotion - and spending money on gifts that are forgotten within days.
“This was the perfect time to turn celebration into care.”
I wanted to build a platform that made it easy, joyful, and rewarding to give - one that fits naturally into the moments people already celebrate. More ways to mark a milestone. More ways to make that milestone matter to someone else.
Turning community solidarity into a national health fund.
That's when JoyFund was born - a digital pooled-giving platform linked directly to MTN Mobile Money and Orange Money, designed so that every donation becomes a care voucher a verified beneficiary can redeem at a partner hospital.
We started with a simple goal: reduce maternal and elderly-related deaths by removing financial barriers to essential care - one celebration at a time.
The impact is already real.
Every JoyFund campaign - whether it raises a few thousand or hundreds of thousands of XAF - feeds a transparent People's Health Fund. Working with social workers and partner hospitals across Cameroon, from Yaoundé to remote districts, we're building a system where hospital detention for unpaid bills becomes a thing of the past.
“I hope you'll become part of the JoyFund journey.”
Most importantly, we continue to work on making giving simple, joyful, and powerful - and on making sure every contribution is fully traceable, from your celebration to a real person's care.
If you have questions, ideas, or want to partner with us, please reach out. To your celebration's success - and to someone else's safe delivery.
Dr. Eric Kepeh Moh & The JoyFund / Durable Impact Team
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